Proof of income.Real. Signed. Free.
Hand your landlord, lender, or leasing office a document with real totals — signed at the time of each shift.
Free shift logging forever. No card to start. No ads, ever.
- We are for the worker.
- We do not sell your data.
- We do not run ads.
- Proof of income is free, and always will be.
Your tips are your business. We exist so the world has to admit it.
Read the full Worker Pledge →The bank sees $9.28. You made $387.
The U.S. has 5.5 million tipped service workers. Their real income is invisible to landlords, lenders, and most of the formal economy. That's what we fix.
WHAT THE BANK SEES
WHAT YOU MADE
A REAL STORY
Maria L., Strip food server, Las Vegas.
Maria had worked the same room for nine years. Her W-2 said $23,400. Her actual take-home was closer to $71,000. When she tried to rent a two-bedroom for her and her son, every landlord asked for pay stubs. The pay stubs were a joke. She got denied four times. The fifth landlord asked if she had anything else. She handed over a four-page OTF Proof of Income — every shift, every section, every tip-out, signed at the time it happened. She got the apartment that week.
"They didn't even ask follow-up questions."
*Composite story based on real OTF users.
What Maria handed her landlord.
PROOF OF INCOME — VERIFIED EARNINGS STATEMENT
And then, the house.
After eighteen months of clean OTF history, Maria walked into a credit union with a verified earnings statement signed at the source. The mortgage officer didn't blink. Tipped workers have always been able to afford the house. They've never been able to prove it. That changes now.
Learn how lenders use OTF →If you work the floor,this is for you.
Servers. Bartenders. Barbacks. Bussers. Hotel staff. Anyone who works for tips.
Or text yourself the link.